THERE IS NO BETTER RISK THAN SMALL BUSINESS

GET ACCESS TO CAPITAL BASED ON YOUR CHARACTER

YOU ARE RESILIENT, DETERMINED AND COMMITTED. WE SEE YOU.

Traditional small business financing has it all wrong. The story is that small business are too high risk, so whether a larger company asks for a big loan or a smaller one asks for a smaller one, banks use the same process. Their solution has been to charge small businesses ridiculously high-interest rates, which actually decreases your chance of success.

We believe that there is no better risk than small business, and instead of charging crazy interest rates, we've developed a new model where we can offer you smaller loans with lower interest rates. We are working hard to prove that our new solution is the RIGHT solution. As we learn more and our model evolves, we are committed to always make all decisions small business first.

We want to help you succeed. When you succeed, we succeed. We can succeed together.

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OUR COMMITMENT TO YOU

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SMALL BUSINESS FIRST

Every decision we make is small business first - including total transparency on our approval algorithm and agreement terms.

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BASED ON BEHAVIOR

Not your credit score, cash flow or collateral - all things we know are hard to keep perfect while building a business.

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WE GROW TOGETHER

As we help you grow your business and you optimize your behaviour and your results we both win and grow together.


HOW SILVER LINING FINANCE WORKS

Get the clarity, structure, support AND capital you need to hit your goals and grow.

01 - GET A SLAP

Set growth goals and get comprehensive structure and support to help you hit your goals. SLAP - The Silver Lining Action Plan is a 13-month growth program based in behavior change science that provides you with the accountability, strategic support, training, resources and community you need to succeed.

02 - GROW YOUR BUSINESS

Leverage SLAP, attend monthly Strategy and Mindset Calls, track your behavior in SLAPcenter, Pause & Reflect and optimize your actions so you hit your growth goals. 

03 - GET THE MONEY YOU NEED

Get an unsecured loan with a fair effective annual interest rate to help you succeed.


WHAT SMALL BUSINESS OWNERS ARE SAYING

Jessica Robinson

Jessica Robinson

Purepoint International

In the midst of the pandemic our revenue has gone down, our clients are delaying payments of their receivables and other banks told me I was too high risk. Silver Lining Finance saw past our current reality and helped us when we needed it most.

Barreras Farm

Anthony & Mariel Barreras

Barreras Family Farm

Our opportunities have never been better but our cash flow has never been worse. Our growth was being stagnated by a lack of capital. Silver Lining Finance gave us the capital we needed when we needed it most - and when everyone else said no.